Thursday, October 25, 2018

Which is the best family floater health insurance plan in India - LIC vs ICICI Lombard vs Bajaj Allianz Policies

I was searching   for a good health insurance plans for my family recently when I come to know about this "family floater health insurance plans". I have not heard this term before, so I did a bit of research about family floater plans and benefits of taking this type of medical insurance and surprised to know that now you can cover almost all members of your family with just one health insurance plan. This is a big relief because you don't need to buy and maintain separate health insurance plans for different family members, in just once insurance policy you can cover yourself, spouse (wife or husband), children, parents (mom and dad) etc.

Monday, October 22, 2018

Does NRO Account allows INR deposits and Foreign currency deposits via Cheque or Remittance?

One of the common questions among new NRIs or Indians just went abroad is whether they can deposit rupees in NRO account or not? The short answer to this question is YES, you can deposit INR or Indian rupees into NRO account. In fact, that's the sole purpose of opening an NRO account because you cannot deposit rupees into NRE account.  If you are new to NRI banking facilities available to Non-resident Indians then let me tell you there are two main types of saving accounts NRIs can open in India, NRE (Non-Resident External) and NRO (Non-resident Ordinary).

Sunday, October 14, 2018

5 Difference between L1A and L1B USA Visas

If you are working for an investment bank e.g Barclays or CitiBank or service company like Infosys or TCS and thinking to move to the USA on L1 VISA then but don't know the difference between L1A and L1B USA visas then you have come to the right place. In this article, I'll explain the difference between those two. Many of my friends have moved to the USA on L1A and L1B in last a couple of years hence I have some personal experience talking with them. Similar to H1 VISA, L1 VISA is also a temporary VISA which allows a foreigner to work in the USA.

Wednesday, October 10, 2018

Is Laptop, Tablets, and Mobile Phones allowed in Checked-In or Cabin baggage?

Yes, Laptop, Mobile Phones, Smartphones or any other Personal Electronic device, also known as PEDs are allowed in both check-in luggage and in cabin luggage in most of the countries. Though, it's general practice to carry mobile phones, laptops, tablets or any other personal electronic device in cabin luggage due to security reasons. Since these devices have a battery which may spark the fire and if they are in check-in luggage it will not be handled properly and in the worst case, it may result in loss of Aircraft. Hence its advised to always carry electronic devices with the battery in cabin luggage.