How to Send money to Indian when Receiver doesn't have a bank Account? [Solved]

You can use Western Union's money transfer facility If you are sending money to your parents or relatives in India, who are not used to modern banking and don't have any internet banking or simply a bank account. The Western Union has a tie-up with a Federal bank which allows a Hassle-free method of money transfer where the receiver need not have an account. How does it work? Well, an  NRI sends money and informs the receiver about a PIN number, who can then collect money from any Federal bank branch by producing PIN and their ID proof e.g. Aadhar card, Voter Id card, Rashan card, PAN card, or any other acceptable document as ID proof by banks. This facility is offered in association with Weizmann Forex Ltd.

Important features

Federal Bank has been at the forefront of introducing novel products and services to NRIs for meeting all their remittance needs. This is yet another remittance channel being offered by Federal Bank to NRIs living across the globe to remit their money back home in a safer, secure, and hassle-free mode.


Here are some of the important benefits of sending money to India using the Western Union and Federal bank channels.

1. Very fast and secure method of money transfers to India
2. The amount can be encashed at any Federal Bank branch on the production of satisfactory ID proof
3. Hassle-free method of money transfer, where the receiver need not have an account with us

That's all about how to send money to India when the receiver doesn't have a bank account. This is really a great service provided by a Federal bank, I am not sure if another bank also provides a similar service, worth researching and I'll post if I found any other bank that provides a similar service.


In the meantime, if you know any other way to send money to your parents staying in the village and small town and doesn't have a bank account than you can let us know by dropping a comment.