tag:blogger.com,1999:blog-7036721709697976873.post6792098410830332595..comments2023-09-01T23:33:35.514-07:00Comments on SavingsFunda: Difference between Public Provident Fund (PPF) and Fixed Deposit (FD) for Long termjavin paulhttp://www.blogger.com/profile/15028902221295732276noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-7036721709697976873.post-54774320123108823582018-02-22T05:01:11.131-08:002018-02-22T05:01:11.131-08:00Simple you can deposit money in PPF account accord...Simple you can deposit money in PPF account according to your saving but in fixed deposit you have to need a lock your money for particular time period. But <a href="https://www.bajajfinserv.in/fixed-deposit" rel="nofollow">fixed deposit (FD)</a> is best investment you can invest your money for 1,2,3,4 and 5 years but in PPF you have to lock your money in 15 years. Fixed Deposit Investmenthttps://www.blogger.com/profile/05057983633385406868noreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-43958455296158777022016-02-03T09:23:30.373-08:002016-02-03T09:23:30.373-08:00Really a very nice article that too considering a ...Really a very nice article that too considering a tax payment by an individual Anonymoushttps://www.blogger.com/profile/13640020168072933959noreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-40724230563164793452015-10-18T02:04:47.114-07:002015-10-18T02:04:47.114-07:00Nice article... keep it up
Nice article... keep it up<br />AJAYhttps://www.blogger.com/profile/00031118193171853029noreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-60608494392969995312015-09-02T21:39:37.265-07:002015-09-02T21:39:37.265-07:00Thank You, Good amount of info available.Thank You, Good amount of info available.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-12941488544656969752015-02-19T02:18:11.623-08:002015-02-19T02:18:11.623-08:00great jobgreat jobAnonymoushttps://www.blogger.com/profile/07010249372025000992noreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-29564711001319651432014-10-31T00:21:52.005-07:002014-10-31T00:21:52.005-07:00really Nice articlereally Nice articleAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-85160418531856694282014-07-17T01:45:08.100-07:002014-07-17T01:45:08.100-07:00Before reading this article I was also confused ab...Before reading this article I was also confused about PPF and FD. I think that you are doing a great job here because your article is helpful for those people who want to invest in Public Provident Fund and Fixed Deposit.Feel free to update us form this type of relevant information about investment.Zachary Cefarattihttp://www.gulfbankers.com/news-7474-dubai-financial-market-pjsc--a-giant-leap-for-dubai-islamic-bank.htmlnoreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-60815142837288387882014-07-16T05:58:58.779-07:002014-07-16T05:58:58.779-07:00I think main difference between PPF and fixed depo...I think main difference between PPF and fixed deposit comes from the total money perspective. If you invest 1 lakh every year for 15 years, you will create a corpus of approximately 35.7 lakh, given 8.7 percent of tax free returns. If you are in the 30 per cent tax bracket, she would save Rs 30,000 in taxes yearly. For 15 years, those savings add upto Rs 4.5 lakh. So total return from the PPF over 15 years is approximately 35.5 lakh, given no tax on maturity. However, if you had deposited Rs 1 lakh in a fixed deposit for 15 years at an interest rate of 9 percent per annum, assuming your tax bracket of 30 per cent, you would have made only Rs 25.31 lakh, since the earned interest attracts tax. That's a difference of over Rs 10 lakh in 15 years. That's huge money, approximately 1/3 of your total corpus. So, PPF is always better than fixed deposit. Also if you want to save money for your daughter's education, open a PPF account for minor, you can operate that account and can invest upto 1 lakh every year. This will be different than your own account. Gopalnoreply@blogger.comtag:blogger.com,1999:blog-7036721709697976873.post-18431931796022667922014-07-12T07:50:32.602-07:002014-07-12T07:50:32.602-07:00Just to share an update on Public Provident Fund L...Just to share an update on Public Provident Fund Limits, In recent budget presented by NDA government, PPF limit is raised to 1.5 lakh and section 80C tax benefit limit is also raised upto 1.5 lakh. Which means, now you can invest more than 1 lakh in each of your PPF account, your son's or daughter's PPF account. Anonymousnoreply@blogger.com