Does an NRI needs to file Income Tax Returns if no income in India?

The short answer is No, you don't need to file the income tax returns in India if you have no income, but, rarely, you don't have income. You might not have a salary income because you are employed overseas, but you could have income as interest generated by bank fixed deposit, rental income generate by your flats in India, a royalty paid to you by your book published and sold in India, the dividend paid on your stock market investment in India. Many people think that they don't have income in India because they are working overseas but most of them have fixed deposits in India which they have made before moving to Overseas.

7 Tips to Save Your Money and Reduce Expenditure and Expenses

A wise man have said that "one penny saved is one penny earned" while I also believe that one should not compromise on things that they love e.g. spending on family, holidays or smartphones, you can still save a lot of money by following these saving tips. People often say that inflation will eat your money, but there is a bigger threat to your money than inflation, it's unnecessary expenditure. Inflation will take years to erode your money value, but spending can take your money in seconds. Humans are very fickle by nature and given today aggressive advertising campaign then often end up buying stuff, they don't really need. Our focus is to minimize that expenditure to boost your savings.

10 Ways to Send Money to NRE account in India

One of the frequently asked questions from NRIs, who has just opened an NRE (Non Resident External) account is how to fund their NRE accounts In India? Since you cannot transfer Indian rupees from your normal savings account in India to your NRE account, this question is common to arise. The simplest way to deposit money in your NRE account is remittance or wired transfer like sending money from your overseas bank account, but that's not the only way to transfer money to your NRE account. There are many more ways you can send money to your NRE account in India and choosing the right way matters because you want the best exchange rate for your dollars and you also want safety so that your money should reach safely and preferably instantly or within few days in your account. 

Is it best time to Send Money to India from USA?

In 2016, After Donald trump's victory and historic decision on Rupee demonetization in India, many of my friends working in living me asked the question whether now is the best time to send money to India from the USA? Well, it certainly looks so at that time. The USD/INR exchange rate was at an all-time high of 68.34 and very likely to go to 70, so it definitely sounds like the best time to send money from India to the USA but look at now? Where are we? Rupee is now close to 83, I mean USD INR rate is close to 83, which means 1 USD is equal to almost 83 INR which is highest so far and that's why I think now is probably the best time to send USD to India.